Legislators Push Early Start For Credit Card Rules : NPR.  They want December 1st.  I think October 7th would be a better date.  My cards all just got r*ped too by cut credit limits and increased interest rates and I too paid on time, and paid more than the minimum.   They claim increased risk, well you know, they manufactured that risk when they did this. 
 
Mirrored: http://www.chaosbutterfly.com/ http://fionnghal.livejournal.com/ 
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